Vpay Merchant App, avoid fake alert (How to register and use plus everything you need to know)

Vpay Merchant App, avoid fake alert (How to register and use plus everything you need to know)

Vpay merchant app is a way for merchants, store owners and app operators to accept transfer from their customers while they are away from their business. For example a merchant who has 3 business outlets and want his employee to receive transfer but donesnt want them to have access to the funds can create multiple outlets on Vpay to start accepting transfer from customers 

The below video shows exactly how it works 

In this article, I will show you how Vpay works and how to set it up instantly and also answer any important questions you might have about the app.

Vpay is one of the most popular and cheapest app with great pricing in the app market in Nigeria.

What are the things you can do on a Vpay app 

here are some things you can do on the Vpay merchant app

  1. Accept transfer from customers and get instant notification (avoid fake alert)
  2. Fund Transfer
  3. Payment of Utility Bills
  4. Save money on the app
  5. Buy airtime for any network 
  6. Track employee account for all your outlets 
  7. Track your business growth on the app

What are the benefits of using Vpay merchant app

  1. Instantly verify customer bank trasnfer payment across all your outlets. No need for your employees to call you to confirm transfer any customer make as they can see it on their app. But the cool things is that they wont be able to transfer or have access to the money. Only you can transfer the funds from your app. 
  2. Vpay help eliminate the possibility of bank reversal as all money that enters your account cant be reversed again 
  3. Vpay also protects you and your business from fake alerts as you will always be notified of any transfer a customer make 

Want to get this app now? Download it here https://bit.ly/DownloadVpaynowT 

How much does Vpay app cost 

Vpay app is FREE to use. And you can download it here https://bit.ly/DownloadVpaynowT 

How long will it take you to download and register Vpay app

To download and register  Vpay app takes less than 10 minutes. If you face any difficulty while registering the app or upgrading your kyc please chat me on whatsapp via 08101409501 

Who can use Vpay app 

The following categories of merchants can use Vpay app for their business 

POS Agents

Retail stores






Petrol stations


Airline booking site


Schools etc.

Vpay app charges, how much does Vpay charge 

The charges on Vpay is 0.1 (for merchants) or 0.3 (for pos agents) percent on every transfer you receive from a customer and about N15 on average on every deposit you make 

Vpay charges for Merchant 

Below is the full breakdown of Vpay charges for merchants

N1000 charges is N1

N2000 charges is N2

N3000 charges is N3

N4000 charges is N4

N5000 charges is N5

N6000 charges is N6

N7000 charges is N7

N8000 charges is N8

N9000 charges is N9

N10,000 charges is N10

N11,000 charges is N11

N12,000 charges is N12

N13,000 charges is N13

N14,000 charges is N14

N15,000 charges is N15

N16,000 charges is N16

N17,000 charges is N17

N18,000 charges is N18

N19,000 charges is N19

N20,000 charges is N20 

N21,000 charges is N21

N22,000 charges is N22

N23,000 charges is N23

N24,000 charges is N24

N25,000 charges is N25

N26,000 charges is N26

N27,000 charges is N27

N28,000 charges is N28

N29,000 charges is N29

N30,000 charges is N30

N31,000 charges is N31

N32,000 charges is N32

N33,000 charges is N33

N34,000 charges is N34

N35,000 charges is N35

N36,000 charges is N36

N37,000 charges is N37

N38,000 charges is N38

N39,000 charges is N39

N40,000 and above charges is N40 (even though is N1million)

Vpay charges for POS agents

Below is the full breakdown of Vpay charges for pos agents

N1000 charges is N3

N2000 charges is N6

N3000 charges is N9

N4000 charges is N12

N5000 charges is N15

N6000 charges is N18

N7000 charges is N21

N8000 charges is N24

N9000 charges is N27

N10,000 charges is N30

N11,000 charges is N33

N12,000 charges is N36

N13,000 charges is N39

N14,000 charges is N42

N15,000 charges is N45

N16,000 charges is N48

N17,000 charges is N51

N18,000 charges is N54

N19,000 charges is N57

N20,000 charges is N60

N21,000 charges is N63

N22,000 charges is N66

N23,000 charges is N69

N24,000 charges is N72

N25,000 charges is N75

N26,000 charges is N78

N27,000 charges is N81

N28,000 charges is N84

N29,000 charges is N87

N30,000 charges is N90

N31,000 charges is N93

N32,000 charges is N96

N33,000 charges is N99

N34,000 and above charges is N100 (even though is N1million)

How much commission does Vpay give on services

Here are the commissions Vpay will pay you as an agent when you buy airtime, or pay for Tv subscription for a customer or pay electricity bill for customers

MTN 2% commission

Glo  2% commission

Etisalat  2% commission

Airtel 2% commission

FOR TV Subscription.

DStv 2% commission.

GOgtv 2% commission.

PHCH 2% commission.

Startime 2% commission.

How do i get a Vpay app

Here is how to get a Vpay app,

Step1: Download the Vpay app from play store. Or click here https://bit.ly/DownloadVpaynowT

Step2: Register on the Vpay app

Step3: upload all kyc documents to get your account verified (you can chat me on whatsapp via 08101409501 if you have any issue with kyc approval)

Step4: start accepting payment from your customers after your kyc has been approved 

What do i need to register for Vpay app

All you need to register a Vpay app is your ID card (whether national ID card, Driver’s license, Voter’s card or international passport), Nepa bill, and passport photograph.

. The following documents will be required

  • A verified Identity card such as International Passport, National ID Card, or Voters Card
  • Utility Bill (Nepa Bill)
  • Valid NIN/BVN
  • Valid Account Number

Other details you will need to apply for Vpay app

  • First name
  • last name.
  • The gender.
  • Email address..
  • Phone number.

If you are new to the app Business, Check the strategy I use to make average of #1.7million every month with 20 outlets,  in the app business here (FREE online course): >>>JOIN FOR FREE NOW>>>

Does Vpay have a POS 

No. at this time Vpay does not issue pos

Some frequently asked questions about Vpay app

How can i change my password on Vpay

To change your password on Vpay, log in to your Vpay app and click on forget a password at the bottom corner of the page it will automatically send OTP(One time password) to the SIM card you registered with on Vpay

Why does Vpay ask for your BVN

The Bank Verification Number is used to confirm that your personal information submitted is valid for proper KYC documentation as required by the CBN

How do I contact Vpay customer care if i have any issue

Here is Vpay customer care number 

If a customer transfer to me and i did not receive credit on Vpay, how will i do it?

For this particular case, the customer needs to contact his or her bank as Vpay will always credit you for every successful transaction. The reason you didnt receive it might be because the customer bank has network issue. But if customer claim transaction is successful, kindly request for session id from the customer (session id is a 30 digits number that the customer can get from his or her bank for any transfer transaction)

How do i log complain on the Vpay app or platform

You can log any complaint on any issue you have on your app under SUPPORT by using any of the below channels. 

How do I access my dashboard on Vpay

You can access your account on the Vpay merchant app while your employees can access their outlet from the Vpay Cashier app 

If you are new to the app Business, Check the strategy I use to make average of #1.7million every month with 20 outlets,  in the app business here (FREE online course): >>>JOIN FOR FREE NOW>>>

How do i upgrade my KYC level on Vpay

You can upgrade your kyc level from level 1 by uploading all required documents  

How secure is Vpay app and where is Vpay head office

Vpay is licensed by the central bank of Nigeria (CBN), they have several high-level licenses which authorize them to carry out agency banking services. You can visit Vpay office at Foresight House, 163/165 Broad Street, Marina, Lagos Island 300251 Lagos. Nigeria. 

Why do so many people like Vpay app

the reason most people like Vpay app is because they are

  1. Reliable
  2. Low pricing 
  3. Excellent network reliability
  4. instant settlement
  5. Great customer support and constant network update
  6. Reconcile Payment
  7. Shop via Bank Transfer
  8. Increase Customer Sales
  9. Eliminate Customer Delay
  10. Track Sales

Does Vpay have a mobile app

Vpay has a mobile app that you can download on the play store. Just visit play store and type Vpay or click here to download the app now 


Some common errors on Vpay app and how to fix them

I can’t log in to my Vpay app

One of the reasons you might not be able to access your Vpay app is your internet connection. As with most mobile apps, you won’t be able to log in to your Vpay app if your internet connection is too slow or not available at all. The solution is to switch off your data and switch it back on. or check if you have active data subscription as it might mean that your mobile data has been exhausted


Vpay app is a reliable way for you to accept bank transfer from your customers and you can download the app in 2 clicks here https://bit.ly/DownloadVpaynowT. If you need any help, you can always contact me on WhatsApp on 08101409501 <<<<click here to chat me on Whatsapp>>>> i am always available to help

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